A STUDY ON THE CARTEL PHENOMENON IN THE TURKISH BANKING SECTOR
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https://doi.org/10.5281/zenodo.7442415Abstract
Customers are the only victims of "Cartelism", an illegal profit system that is calculated, planned and implemented behind closed doors in many sectors. The aim of the banks by forming a cartel is to increase the loan interest rates of the real or legal persons who will use the loan, and to gain interest in more amounts than the loan users. The Competition Board Presidency announced that the competition violation detected by 12 banks between 21.08.2007 and 22.09.2011 was penalized at different rates, based on the duration of the competition violation, taking into account the first and last evidence. If the banking services are received in a period when the relevant bank is in violation of competition, the customer may request compensation from the relevant bank. It is aimed to contribute to the literature as a result of the examination of the competition literature in the banking sector and the determination of the damage caused by the cartel with the help of the regression model.
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